My wife and I purchased a FSBO in the Fall of 2014. This was my 3rd home purchase and the owner was a close family friend that flipped houses has a side job so we figured we would skip the real estate agent. The price was agreed to and all that was left was the mortgage.
I am all about helping out friends. I have a friend that is a Mortgage Broker. He hooked me up with a loan company. The company pre-approved us. All that was left was the closing date.
Now, we did do a short sell on our main resident 2 years prior to this. So after about a month of waiting around the loan company came back and said hey you have to take this credit course because of the Short Sale. Okay so I took the credit course, waiting the required 4 weeks. Another 2 weeks go by, in the meantime, Marletha (Big Sis to me), was monitoring the situation from afar.
She would ping us to check on the progress and asked – when is closing. We would tell her the same thing – everything is fine and still waiting on the closing date.
Now patience isn’t her strong suit but if she needs to she can fake it J After a while she pointed out that something was wrong. The underwriter was taking way to long. So I gave the loan company an ultimatum – you have 48 hours to give me a close date or I would take my business elsewhere. They responded with a rejection letter. I got on the phone with the lawyer and Big Sis sprang into action – we live in Delaware – she resides and is licensed in Virginia. Even 2 states over, she managed to find a licensed loan officer willing to help us out.
Now, again, a family trait that we share is our loyalty and willingness to help out our friends. The Mortgage Broker was a friend of mine so before I reached out to the person my sister found for me, I did give my friend one more chance to find me a loan. Within 2 weeks, the wife and I were sitting at the closing table.
In the end, I did need a Real Estate Agent – I needed my Big Sis—Marletha Snowden Dyer. When she gives you her word; she is there for you. It is in her nature to protect and guide those around her. I cannot recommend a better person for someone to trust with something as important as a real estate transaction.
To some degree I am bias but the reality is – if you need or want an agent that will but your interest and needs first, plus give you 100% honesty – I do highly recommend my Big Sister
Sincerely,
Joseph C Snowden
Marletha - Ms Real Estate 